Once a person turns 65 years of age and begins receiving Medicare, they are often surprised to learn that this federal health insurance program doesn't cover everything. This means the retiree may need to budget additional money towards their health care needs. Here's a look at three things Medicare won't be paying for you: Your Prescription Medication Upon turning the age of eligibility, you will be enrolled in Medicare, which consists of two parts.
25 August 2018
Having the right types of coverages on your car insurance policy can protect you in a lot of different ways and in a variety of different situations. If you feel like your current coverage is not enough protection, you may want to talk to an agent about bumping up the coverages you have and adding some additional types of coverages. Here are some of the additional types of coverages you might be interested in getting on your car insurance policy.
26 June 2018
If you're in the process of opening up your own business, one of the first steps you'll need to take will be to secure business insurance. Having the proper coverage will protect your investment and ensure that your business can survive emergencies such as break-ins, workers compensation claims, etc. However, you want to make sure that you don't spend too much on your insurance coverage. Here are four strategies you can use that will help you save money on your business insurance.
18 May 2018
The insurance industry can be very competitive, and more and more small independent insurance agencies are looking for ways to increase profits and attract more customers. One way to do this is by becoming affiliated with a larger managing general agency. In the insurance world, a managing general agency typically has connections that allows it to offer a number of different policies through different carriers. In addition, managing general agencies often have underwriting capabilities, so they can offer unique insurance policies.
26 March 2018
If you have decided to get into the business of selling cars, then you might be excited about opening up your car dealership as soon as possible. One step that you will need to take first, however, is getting an auto dealer bond from one of the local surety bond companies. With this type of bond, you will have to go through certain types of checks, such as a credit check, to get approved for this type of coverage.
25 February 2018
If you're like most modern vehicle owners, you love the convenience provided by having your own personal vehicle -- and at the same time, you probably wish that the costs involved in vehicle ownership were lower. Fortunately, strategies exist for the average consumer to help keep the standard expenses involved in owning a car at reasonable levels. Following are three ways that you save money on vehicle related costs. Consider Using the Mechanic Services of a Vocational School
16 January 2018
The key to making the most of your money each month will rest in finding ways to reduce your overall expenses. This may sound easier than it is but one way to lower your costs is by reducing your auto insurance bill. There are many ways to do this and simply getting started may render significant long-term results for you. Knowing specific things you can begin doing today is sure to help you save money over time.
5 December 2017
When you need to take full advantage of your business, it pays to decrease liabilities and handle your logistics accordingly. In this regard, you'll need to buy workers compensation insurance no matter how large or small your business. If you'd like to learn a little bit more about purchasing workers' compensation insurance from a company that offers incredible plans, read below and use these tips: Tip #1: Focus on organization and maintaining the plan
5 October 2017
If you're new to the small business world, you're probably experiencing a simultaneous mixture of excitement and apprehension -- and naturally, you want to do everything in your power to get your business off to a great start. Like many new entrepreneurs, you understand that protecting your business from burglary, flooding, fires, and vandalism is an important part of making sure your business remains stable and solid, so you've got the appropriate insurance policies in place to guard against monetary loss if any of these should become a part of the picture.
30 August 2017
As a business owner, you have insurance to cover your property and your business itself in case of natural disaster, fraud, or other unforeseen emergencies. However, sometimes business owners underestimate the risk of liability, even with liability insurance. If you are hoping to keep your insurance rates low and avoid any personal injury or civil lawsuits that could harm your business finances, here are some tips to consider. 1. Have Strong Communication Policies
2 August 2017