Having the right types of coverages on your car insurance policy can protect you in a lot of different ways and in a variety of different situations. If you feel like your current coverage is not enough protection, you may want to talk to an agent about bumping up the coverages you have and adding some additional types of coverages. Here are some of the additional types of coverages you might be interested in getting on your car insurance policy.
The first type of coverage you might not currently have is called comprehensive coverage. This particular type of coverage is designed to offer protection primarily for situations that damage your car when the car is parked. For example, if a tree falls on your car or a hail storm damages it, you can file a claim on your comprehensive coverage to receive compensation for the repairs. This coverage also provides protection for situations in which cars collide with deer and other types of wild animals. When you have comprehensive coverage, you will have to pay a deductible if you file a claim, but your insurance company will pay the rest of the costs.
Rental car coverage
The second type of coverage you should add to your policy is rental car coverage. Imagine if you were in an accident and your car was left damaged. If you had to leave your car at a repair shop for a couple of weeks, how would you get around? You could rent a car, but this would be very costly if you had to pay for it out of your pocket. If you have rental car coverage, your insurance policy would cover the costs of the rental car, which would offer a free way for you to have a car to use while yours is being fixed.
For times when you encounter problems with your car while you are out, you may want to have roadside assistance coverage. This coverage provides help to you if you run out of gas, lock your keys in the car, or have a dead battery when you are out. You can call the company if something like this happens, and they will send someone to help you.
These are three types of car insurance coverages you may not currently have, and each of these is important for certain types of situations. If you would like a quote that includes these coverage types, contact an auto insurance company today.Share
26 June 2018
Ten years ago, I married my best friend in a beautiful, intimate ceremony. My husband and I have been nearly inseparable and we’ve enjoyed this special time in our lives where it has been just the two of us. However, we’re finally ready to have a baby. Because I only work part-time, my husband is the primary financial provider in the family. If something ever happened to him, I wouldn’t be able to instantly support myself and a child. Because my husband worries about an uncertain future, he is considering purchasing a larger life insurance policy. On this blog, I hope you will discover the best types of life insurance policies for young parents to invest in. Enjoy!