If you're new to the small business world, you're probably experiencing a simultaneous mixture of excitement and apprehension -- and naturally, you want to do everything in your power to get your business off to a great start. Like many new entrepreneurs, you understand that protecting your business from burglary, flooding, fires, and vandalism is an important part of making sure your business remains stable and solid, so you've got the appropriate insurance policies in place to guard against monetary loss if any of these should become a part of the picture.
30 August 2017
As a business owner, you have insurance to cover your property and your business itself in case of natural disaster, fraud, or other unforeseen emergencies. However, sometimes business owners underestimate the risk of liability, even with liability insurance. If you are hoping to keep your insurance rates low and avoid any personal injury or civil lawsuits that could harm your business finances, here are some tips to consider. 1. Have Strong Communication Policies
2 August 2017
If you are moving to a new house and have not yet sold your current home, you may want to consider renting it out instead of leaving it vacant. Not only would this help you generate some income, but it will also help you avoid paying high rates for your home insurance. Home insurance rates can be high on vacant homes. Here are a few things to know about this.
26 June 2017
You may have bad credit, but that doesn't mean you're unable to get the protection for need for your belongings in your apartment or rental home. If a fire or burglary were to happen, renter's insurance helps you get compensated for what you lost. These tips can help you with getting a policy, even if you don't have a great credit history. Get Multiple Quotes When buying renter's insurance, it helps to get a quote from multiple insurance companies to see who can give you the best deal.
26 April 2017
If you are in the process of opening your very first retail store, it is important that you have the right type of insurance coverage before you open your doors for business. Here are four types of insurance coverage you are going to want to secure for your new retail business. #1 Business Crime Insurance Business crime insurance is set up to protect you from any crimes that an employee may commit against your business.
28 September 2016
Homeowner's insurance is necessary for anyone who owns a home. However, there are some things that can make your insurance rates higher than they need to be. If you're trying to figure out why your rates are so high or what you can do to lower them, you need to know these factors that can raise your rates. Home's Claim History The Comprehensive Loss Underwriting Exchange (CLUE) allows insurer's to share claim information with each other.
1 June 2016
Autism or Asperger's can affect your day to day life. Some people will find it isn't an issue, while others need 24-hour care. It can seem like the idea of life insurance is just a dream possibility. However, that is certainly not the case. Just because you have a mental disability does not mean you are not able to get life insurance; it can just make it harder. Get Autism-Specific Insurance
11 May 2016
Having car insurance is a requirement in most states in this country, but does your car insurance offer coverage if you loan your car to a friend or family member? This is a question many people wonder about, and it's an important question to look into. Here are several things you should understand about your auto insurance coverage and how it works when you loan your car to other people.
28 March 2016
Potholes are the bane of every car owner's existence and sudden, unexpected discovery of one can be a rather jarring experience. Unfortunately, it could also be one that winds up lightening your wallet. A recent AAA study found that potholes cost U.S. drivers approximately $15 billion over the last 5 years, with most repairs averaging $300. Instead of paying for pothole damage out of pocket, you might be able to take care of it through your auto insurance provider.
28 March 2016
Whether you've been convicted of reckless driving as a standalone offense or have pleaded guilty to reckless driving as part of a DUI plea bargain, you may be wondering about the effect this conviction will have on your driver's license and insurance costs. Many states will suspend your driving privileges for some period of time following your conviction, and you'll likely be dropped from your auto insurance policy while your license is suspended.
4 March 2016