Most small businesses want to offer employee health insurance, but they also need to save money whenever possible. What changes can you make to your employee health plan that may help you accomplish both these goals? Here are five options for any size business. 1. Shop Around Frist and foremost, be sure you schedule time to shop around for plans before you simply accept a rate increase. Different companies offer different plans, different prices, and different programs that may help keep costs under control.
29 June 2021
Regardless of the work environment, injuries could end up affecting employees. That means companies must get some form of worker's compensation insurance so that these injuries don't come out of their pocket. These tips can make it a lot easier to secure the right worker's compensation insurance from a provider. Don't Put This Step Off If your company is just starting out, you may get lost in a lot of operational details.
29 June 2021
When it comes to running a small business, you need to protect it with the right insurance coverage. The most common type of insurance for small businesses is a general liability insurance policy. 1. Various Factors Impact the Premium When it comes to figuring out the premium for a general liability insurance policy, a wide range of factors will be taken into consideration. Some of those factors include the size of your business, the industry that you operate within, and the type of employee turnover your business experiences.
1 June 2021
While the law states that all drivers on the road are required to carry a minimal amount of liability coverage, but not all drivers comply with these laws. An even greater number of people choose to carry only as much auto insurance as the law requires them to have. Consequently, you simply cannot count on other drivers when it comes to making sure you are protected against a financial loss in the event of an accident.
27 April 2021
If you are not happy with the cost of your homeowner's insurance policy, you are going to want to find a few easy ways to lower the cost of your premium. Luckily, there are steps you can take to lower your homeowner's policy premium cost. #1: Bundle Things Together One of the easiest things you can do to enjoy a sizeable discount is to bundle your insurance coverage together. You can bundle your car insurance and home insurance or other types of insurance, such as boat insurance, motorcycle insurance, or RV insurance, together.
23 February 2021
If you purchased a duplex, you need to make sure you have the right insurance to cover your unique property. The type of insurance you need will depend upon what you plan on doing with the property. If You Plan to Own & Personally Use Both Sides of the Duplex A duplex allows you access to two homes. You don't have to live on one side of the home. You can live on both sides of the home.
23 February 2021
If your teenager recently got a driver's license, you may be thinking about adding him or her to your auto insurance policy. However, you know that insurance companies typically charge more money to insure young drivers. They believe teen drivers are a greater risk because they are inexperienced, more likely to speed, and more likely to drive distracted. However, you can still take steps to lower your rates. Here are a few different ways to save money with teen driver discounts.
15 January 2021