Homeowner's insurance is necessary for anyone who owns a home. However, there are some things that can make your insurance rates higher than they need to be. If you're trying to figure out why your rates are so high or what you can do to lower them, you need to know these factors that can raise your rates. Home's Claim History The Comprehensive Loss Underwriting Exchange (CLUE) allows insurer's to share claim information with each other.
1 June 2016
Having car insurance is a requirement in most states in this country, but does your car insurance offer coverage if you loan your car to a friend or family member? This is a question many people wonder about, and it's an important question to look into. Here are several things you should understand about your auto insurance coverage and how it works when you loan your car to other people.
28 March 2016
Potholes are the bane of every car owner's existence and sudden, unexpected discovery of one can be a rather jarring experience. Unfortunately, it could also be one that winds up lightening your wallet. A recent AAA study found that potholes cost U.S. drivers approximately $15 billion over the last 5 years, with most repairs averaging $300. Instead of paying for pothole damage out of pocket, you might be able to take care of it through your auto insurance provider.
28 March 2016
Whether you've been convicted of reckless driving as a standalone offense or have pleaded guilty to reckless driving as part of a DUI plea bargain, you may be wondering about the effect this conviction will have on your driver's license and insurance costs. Many states will suspend your driving privileges for some period of time following your conviction, and you'll likely be dropped from your auto insurance policy while your license is suspended.
4 March 2016
Home insurance can be quite expensive for some people. For example, your home insurance premiums may be higher if you live in a house that needs repairs or if you own an aggressive dog breed. Paying through the roof for home insurance premiums can definitely get pretty frustrating. However, if you make some changes, it is possible to have more affordable coverage. Here are six helpful tips for getting better home insurance premiums:
1 March 2016
Worker's compensation benefits are paid out to an employee by the employer's insurance company when the employee is injured on the job. However, it's not as simple and becoming injured and then collecting your checks. There is a claim filing process that might be easy in some cases, but completely daunting in others. There seems to be a trend with denials, such as age, tenure, and wage, and you need to fight that trend.
29 February 2016
Car insurance is essential for every driver to have, but you don't always have to be stuck with a high premium. Determining what you should pay for car insurance involves several factors, but there are a few tips that can help you lower your rates no matter what company you are insured for. Here are four ways you can lower your car insurance rates. Choose New Vehicles Carefully One of the first things that an auto insurance company will consider is the make and model of your vehicle.
24 February 2016
If you are getting ready to buy a house located in a community that has a homeowners association (HOA), you should be prepared to pay a monthly fee to the HOA. In addition to this, you will have to pay your mortgage payment and all your other bills. It's important to fully understand what bills you will have if you buy this particular house, and one of the questions you may have about your expenses is whether you will need homeowners insurance for your house.
29 July 2015