2022

3 Surprising Ways To Reduce Your Homeowner's Insurance Costs

Insurance Blog

Are you in the market for a new home? Purchasing a new home can be exciting but it can also be costly. You have the new mortgage payment for the home, but there are also other costs like taxes, utilities, new furniture, and possibly even repairs. One cost you can't avoid is homeowner's insurance. Homeowner's insurance is a valuable protection tool that can cover your repair costs if your home is damaged and destroyed.

10 November 2022

What Are The Differences Between Captive And Independent Medicare Agents?

Insurance Blog

You don't have to choose Medicare plans on your own. You can get help from an insurance agent. However, before you do this, you should take time to understand how different types of agents work. For example, some agents work on a captive basis while others work independently. What's the difference between the two? Which type of agent should you use? What Is a Captive Medicare Agent? A captive Medicare agent only represents one Medicare company.

4 October 2022

The Benefits Of Adding Group Health Insurance Services In Your Company

Insurance Blog

As an employer, you want to provide your employees with appealing and useful benefits. You also want to provide these perks at costs your employees can afford.  You may prioritize offering health coverage your employees can take out for themselves and their dependents. You may provide this benefit at a more affordable cost when you invest in group health insurance services for your company. Lowering Premiums As much as you realize your employees want or need health insurance, you do not want to take financial advantage of them when offering this benefit.

31 August 2022

Why A Renter Should Get Insurance Coverage

Insurance Blog

Whether someone is a renter or owner, experiencing a fire can create a complicated living situation that requires money to get back on track. Unfortunately, not everyone is able to support themselves financially after such an incident. It is common for homeowners to have insurance coverage to help financially after a house fire, but many renters are unaware that insurance coverage is available to them as well. Even if renters are aware that insurance coverage is available, they often avoid getting the coverage to avoid spending money.

20 July 2022

Don't Let Self-Employment Stop You From Taking Advantage Of Group Health Insurance Rates

Insurance Blog

If you are like many self-employed people, you probably think that there is no way you would be able to take advantage of group health insurance rates. After all, group health insurance rates are most commonly offered by large employers since all of the people working for the company easily form an insurance group. This is something you will not have as a self-employed individual. However, while you may not have access to employer-sponsored insurance benefits, the fact is you can still take advantage of the benefits that group health insurance has to offer.

14 June 2022

3 Auto Insurance Questions You Should Know The Answers To

Insurance Blog

Are you shopping around for auto insurance and calling different providers in your area? If so, you are going to want to know the answers to these questions.  Will Your Auto Insurance Provide Coverage For Rental Cars? A common concern when getting a rental car is if you already have coverage from your auto insurance provider. After all, nobody wants to pay for insurance twice if it is not necessary. The answer to this question varies from provider to provider, so you'll need to check to make sure that you have rental car coverage.

21 April 2022

Getting Life Insurance? Know What These Terms Mean

Insurance Blog

Are you ready to get a life insurance policy for the very first time? If so, your insurance agent may be throwing around a lot of terms that you likely have not heard before. Here are some common terms that you need to become familiar with as you are shopping around for a life insurance policy. Premium The premium is the amount that you pay each term for your life insurance policy.

21 March 2022

Smart Ways To Save On Auto Insurance

Insurance Blog

Car insurance is a must-have, and you'll be happy you have one when you get involved in an accident. Still, you don't have to break the bank to get a good car insurance cover. Once you discover what influences your insurance rates, you can get the best deal to help save money.   Check out some smart approaches you can consider to save money on auto insurance. Improve Your Credit In most cases, insurers consider a driver's past driving record to determine insurance costs.

1 February 2022

Two Must-Haves for Your Auto Insurance Policy

Insurance Blog

Car insurance is so critical that nearly every state has a mandatory minimum that you must carry to lawfully operate your vehicle. An automobile accident can have costly consequences and without some form of financial backing, it could be almost impossible for you to come up with enough money to pay for damages. However, while many states do mandate that you carry liability coverage you definitely want to add to your policy with other forms of protection as well.

6 January 2022